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An Retirement Strategy for Your Journey

Retirement Planning in Today’s Market

Unlike our parent’s generation, we cannot rely on social security or employee pension plans to support us in our golden years. 401(k)s and other investment products put retirement planning squarely on the individual. Perhaps this is precisely why you have concerns about the future and whether or not you’re prepared for what’s next. Perhaps it’s why you’re here.

But what if, when work becomes optional, you could continue receiving consistent income in the form of a retirement paycheck? That’s what our retirement planning specialists aim to do for you through a segmented investment strategy for your retirement income.

Confidence for Every Life Stage

Confidence for Every Life Stage

Just like our careers, our retirement will have phases. A segmented retirement strategy will help you feel more financially prepared at every stage of your journey. Thoughtful planning helps position you to

  • Diversify your portfolio
  • Benefit from different asset classes
  • Time-segment your investments
  • Enjoy consistent retirement income

How Does a Segmented Investment Strategy Work?

A segmented investment strategy utilizes a time-based approach to align asset allocation with each segment. Think about it, you have money that you won't need for 10 or 15 years down the road. We can show you when you will need those assets and why they are invested. Yes, even retirees will need growth investments, these are sometimes scary to hold, but if you have other assets that provide stability and income - it will be easier to stick to your plan!

This Strategy Starts with a Plan

This Strategy Starts with a Plan

We guide you - first to understand your income, then your expenses, then the amount you will need to withdraw from your investments each successive
year to meet your stated goal.

Then it's Time to Segment Your Assets

Then it's Time to Segment Your Assets

Investments are divided by timeframe by which they will be spent. Timeframe leads to investment in various asset classes, setting out a management schedule to maximize growth, but also protect your investments while ensuring adequate and consistent cash-flow through-out your non-earning years.

The strategy benefits from:

  • Risk Alignment
  • Time Horizon
  • Diversification

What Does a Segmented Investment Strategy Look Like?

A segmented investment strategy gives you confidence and a monthly "paycheck" during your retirement. It's a clear and simple money-management solution to help you enjoy the retirement you've always dreamed of.

*All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. A diversified portfolio does not assure a profit or protect against loss in a declining market.

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It’s time to enjoy financial clarity and confidence. Contact us today to learn more or to book your initial consultation.

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We offer a wide range of financial and retirement planning, wealth & investment management services, all designed to integrate into seamless, comprehensive financial solutions for life.

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Ready to take the next step or want to learn more about Prosperity Financial Planning? We’re here to help! Reach out to us with your questions or to schedule your complimentary consultation.

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Our Team

Prosperity Financial Planning boasts a versatile team of experienced, educated and genuinely caring financial advisors and planners. Let us help you pursue your financial and retirement goals.

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